Sell Annuity Settlement Payments
Cash for Structured Settlement Payments | Annuity Settlement Payments

Get Money for Structured Settlements

sell structured settlement payments

STRUCTURED SETTLEMENTS
AND ANNUITY SETTLEMENTS
Related:
NEGLIGENCE
PERSONAL INJURY
WRONGFUL DEATH

Are you receiving structured settlement or annuity settlement payments resulting from a personal injury or wrongful death lawsuit? Are you looking for an annuity buyer to buy structured settlement or annuity payments and pay you a lump sum of cash?

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What Are Structured Settlements?

Serious personal injury and wrongful death lawsuits frequently result in a monetary settlement that is paid out over a long period of time via a structured settlement annuity.

Structured settlements have been utilized in the United States as an alternative to lump sum cash payments for more than 30 years. Structured settlements are a financial arrangement that is designed to compensate individuals who have been injured (or families who have suffered the loss of a loved one, in the case of wrongful death) due to the negligence, carelessness or recklessness of another person or company.

personal injury wrongful death annuity settlement

Can You Really Sell Annuity Settlements?

Yes, you can! Generally speaking, it is not usually in your best interest to sell your entire settlement (if your payments extend longer than about 10 years or so) because the longer an investor must wait to receive the payments, the less those payments are going to be worth in today's dollars.

This is referred to as the "discount" and it is simply the difference between the combined "face value" of the payments you're selling and the actual amount an investor can pay you for them.

Because annuity settlements are not interest bearing investments (as opposed to seller financed real estate notes, for example) an investor must spend money up front to buy them, and when he does, the investor must account for the cost of the money to buy your annuity settlement payments as well as the decaying effect of the time value of money. Simply put, money is worth more in hand today than it is if you must wait 5 years to receive it in hand, or 10 years, or 20 years, etc.

Selecting the Cash Option for Structured Settlements
Selling Structured Settlements and Annuity Settlements for Cash

settlement annuity personal injury victim

TriMark Capital Funding, Inc. is one of America's foremost structured settlement and annuity buyers / certified structured settlement consultants. We can buy all, a portion, or practically any combination of your annuity settlement payments and get you the cash you need as quickly as possible.

We work hard to offer every client the most money when they sell structured settlement payments and we'll do our best to beat every other offer you get. If we can’t, we’ll send you a check for $200 when you close with the other company. It's our way of making sure you get the highest possible price in cash for structured settlement payments. THAT'S a top dollar guarantee with some teeth!

Cash for Structured Settlement Payments & Annuity Settlements

Structured settlement annuities are used when an individual is awarded a large sum of money from a personal injury or wrongful death lawsuit. Most often the plaintiff is expected to suffer or endure some level of permanent disability or permanent loss and possibly on-going medical treatments and/or therapy. The structured settlement payment is usually considered a "maintenance" payment.

Instead of paying one huge lump sum payment, the defendant can make a much smaller single payment into an investment annuity which will accrue compound interest over time and, in turn, distribute a predetermined series of payments to the annuitant over an extended period of time - usually 20 to 30 years or sometimes for the life of the annuitant. Because of the lower initial payment required, this arrangement is more affordable and much more attractive for defendants.

At the same time, and much more importantly, structured settlement annuities tend to eliminate the "lottery windfall" aspect of a large settlement payment suddenly being dropped into the lap of the plaintiff and ensures a reliable, guaranteed source of income for the annuitant who, in many cases, is unable to return to work.

These payments may be distributed monthly, quarterly, semi-annually or annually, or they can be comprised of a combination of different types of payments.

structured settlement annuity recipient

Structured Settlement Questions: Purchase Options

Flexibility is key when you're trying to get money for structured settlement payments. You will need to have at least an approximate idea of the amount of money you need - this will give us a target to work towards.

Some common structured settlement / annuity purchase options are:

  1. Sell a set number of full monthly payments only, starting immediately
  2. Continue receiving monthly payments for a while but sell a block of monthly payments beginning in a year or so
  3. Sell a set number of full monthly payments and a set number of full annual or lump sum payments, starting immediately
  4. Keep receiving full monthly payments and sell only the full annual or lump sum payments
  5. Sell only a portion of several annual or lump sum payments
  6. Sell a portion of a set number of monthly payments and a portion of a set number of annual or lump sum payments starting immediately or in the future

These are just a couple of examples, but as you can see, we can be extremely flexible and structure our purchase to suit your exact needs. The most common structured settlement questions we get are generally "Can you do this ... ?". The answer is usually "yes" but it just depends on your financial goals, what exactly you are trying to achieve and whether or not you need to maintain some level of monthly income or if you can be without monthly payments for a time.

If you need a large lump sum now and currently have income, such as a job, it might be in your best interest to sell your closest full monthly and lump sum payments. On the other hand, if you are not receiving any monthly job income it may be better for you to sell only a portion of your monthly and lump sum payments - this way you can maintain some cash flow while getting the lump sum money from structured settlement or annuity settlement payments that you need.

Please feel free to call us toll-free at 1-877-932-2628 with your questions.

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